38 N Holly Avenue, Fox Lake, IL 60020 (MLS # 12712635)

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FULLY FURNISHED & EXTENSIVELY UPDATED, this 4,700+ sqft Chain O'Lakes property offers a rare opportunity to own a TRUE TURNKEY LAKE HOME with a private boat slip, shared 1/7 ownership of the waterfront HOA lot across the street, & an exceptional collection of included amenities. Designed for flexible living, the home features 5 bedrooms, 4.5 baths, including a main level ensuite & a finished basement with 2 bedrooms, full bath, full kitchen, laundry hookup, and private entrance ideal for multigenerational living or extended guests. The expansive main level kitchen is centered around an oversized island with abundant cabinetry, while multiple living areas, a vaulted dining room, heated 3-season room, & lake views create spaces for everyday living & entertaining. The second-floor primary suite offers two cedar walk-in closets, a freestanding soaking tub, separate shower, double vanity, fireplace, & panoramic views of Mineola Bay. Since 2024, the current owners have completed extensive mechanical & capital improvements, including a new second-floor HVAC system, new garage doors, & numerous additional updates, while adding designer furnishings, premium window treatments, & recreation amenities. The sale includes a nearly new 2024 Crest DLX240 tritoon, electric boat lift, golf cart, Weber grill, Brunswick pool table & table tennis table, water toys, outdoor fire pit dining set, & more, delivering a fully established Chain O'Lakes lifestyle with the home, furnishings, recreation, & recent improvements already in place.

DAYS ON MARKET 24 LAST UPDATED 7/22/2026
TRACT Bonnieview Estates YEAR BUILT 1988
COMMUNITY Fox Lake GARAGE SPACES 3.0
COUNTY Lake STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
School District Grant Community High School
Elementary School Lotus School
Jr. High School Stanton School
High School Grant Community High School


ADDITIONAL DETAILS
AIR Ceiling Fan(s), Central Air
AIR CONDITIONING Yes
AMENITIES Insurance
APPLIANCES Dishwasher, Dryer, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener, Water Softener Owned, Wine Refrigerator
AREA Fox Lake
BASEMENT Exterior Entry, Finished, Full, Sump Pump, Walk-Up Access, Yes
CONSTRUCTION Cedar
EXTERIOR Barbecue, Boat Slip, Fire Pit, Outdoor Grill
FIREPLACE Yes
GARAGE Yes
HEAT Forced Air, Natural Gas
HOA DUES 100
INTERIOR Beamed Ceilings, Dry Bar, In-Law Floorplan, Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s)
LOT 0.411 acre(s)
LOT DESCRIPTION Cul-de-sac, Garden, Views
LOT DIMENSIONS 17916
PARKING Asphalt, Circular Driveway, Garage Door Opener, Heated Garage, Detached, Garage
SEWER Public Sewer
STYLE Victorian
SUBDIVISION Bonnieview Estates
TAXES 21896.18
VIEW Yes
VIEW DESCRIPTION Water
WATER Public
WATERFRONT DESCRIPTION Lake Front
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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