1120 S 12th Avenue, St. Charles, IL 60174 (MLS # 12743443)

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Enjoy the best of downtown St. Charles living in this spacious, versatile home, ideally situated in a quiet, established neighborhood near the Fox River, parks, bike and walking paths, restaurants, shopping, and entertainment. Located in highly sought-after St. Charles Community Unit School District 303, this home combines an exceptional location with flexible living space and everyday convenience. The upper-level features two generously sized bedrooms with carpet updated in 2018, a full bathroom, and a bright, spacious living room highlighted by a beautiful bow window and updated hardwood floors. The beautiful eat-in kitchen includes a new microwave and dishwasher installed in 2026. The flexible lower level offers two additional bedrooms with carpet updated in 2018, a second full bathroom, and a large family room. Radiant-heated floors provide added comfort, while the generously sized laundry room includes a high-end ventless washer and dryer installed in 2025, a utility sink, and ample storage. A private rear entrance from the attached garage, accessed by a second stairway, creates excellent possibilities for guests, a home office, or other living arrangements. Outdoor spaces are equally inviting. The private backyard features a tall privacy fence installed in 2018 and a beautiful concrete patio completed in 2024 - perfect for entertaining, outdoor dining, or relaxing. The professionally landscaped front yard is enhanced by a new concrete front walkway and thoughtfully designed garden beds that add color and curb appeal. An attached, side-load three-car garage provides exceptional parking and storage. With four bedrooms, two full bathrooms, generous living areas, thoughtful updates, and convenient access to downtown St. Charles and the Fox River.

DAYS ON MARKET 1 LAST UPDATED 8/27/2026
YEAR BUILT 1959 COMMUNITY Campton Hills / St. Charles
GARAGE SPACES 3.0 COUNTY Kane
STATUS Active PROPERTY TYPE(S) Single Family

SCHOOLS
School District St Charles East High School
Elementary School Munhall Elementary School
Jr. High School Wredling Middle School
High School St Charles East High School


ADDITIONAL DETAILS
AIR Ceiling Fan(s), Wall Unit(s), Whole House Fan
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
AREA Campton Hills / St. Charles
BASEMENT Daylight, Finished, Sump Pump, Yes
CONSTRUCTION Brick, Vinyl Siding
GARAGE Attached Garage, Yes
HEAT Natural Gas, Radiant Floor
INTERIOR In-Law Floorplan
LOT 0
LOT DESCRIPTION Corner Lot, Garden, Landscaped
LOT DIMENSIONS 90X90
PARKING Concrete, Garage Door Opener, Heated Garage, Garage, Attached, Off Street, Driveway
SEWER Public Sewer
STYLE Traditional
TAXES 9151
UTILITIES Cable Available
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

0
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*Estimate only

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Listed with eXp Realty - St. Charles
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