442 S Collins Street, South Elgin, IL 60177 (MLS # 12787269)

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***D303 St. Charles Schools*** The popular and spacious Cumberland 2-story floorplan in the River Ridge subdivision offering 4 bedrooms, 3.5 bathrooms, finished basement with a framed out room and attached 2.5-car garage. Mature landscaping and a lovely covered porch welcome you. Step inside to an open 2-story foyer that is flooded with natural light. The bright living room with big windows opens to the dining room. Well appointed kitchen with ample cabinets and counterspace, center island, stainless steel appliances, pantry closet with custom spice organizer and a roomy eat-in area with glass sliders that lead to the back patio. Steps away is a sizeable family room featuring a gas fireplace with built-ins and a picture window. A powder room and a large laundry room with cabinets, counter and utility sink rounds out the main level. Upstairs is the Master suite with volume ceiling, walk-in closet with organizing system and ensuite bath with dual sink vanity, soaking tub and separate shower stall. 3 additional bedrooms, 1 with a walk-in closet, full hall bath with extended vanity and shower over tub combo and a spacious loft completes the 2nd level. The full finished basement has a large rec room, wet bar area with built-ins, a workroom that could easily be converted to a 5th bedroom, a full bath and a storage area. Relax outdoors on the concrete patio or in the abundant greenspace of the fully fenced backyard. Walking distance to nearby parks, baseball fields and the Fox River. Value-added features: (2026) Microwave, washer, kitchen sink and faucet; (2025) Roof, AC, glass sliders, front screen door; (2024) Furnace, humidifier; (2023) Dryer, hall bath renovation; (2022) Water softener, dishwasher; (2021) Refrigerator; (2019) Water heater, Master bath renovation.

DAYS ON MARKET 2 LAST UPDATED 10/28/2026
TRACT River Ridge YEAR BUILT 2000
COMMUNITY South Elgin GARAGE SPACES 2.5
COUNTY Kane STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
School District St Charles North High School
Elementary School Anderson Elementary School
Jr. High School Wredling Middle School
High School St Charles North High School


ADDITIONAL DETAILS
AIR Ceiling Fan(s), Central Air
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Dryer, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener, Water Softener Owned
AREA South Elgin
BASEMENT Finished, Full, Sump Pump, Yes
CONSTRUCTION Aluminum Siding, Brick
FIREPLACE Yes
GARAGE Attached Garage, Yes
HEAT Baseboard, Forced Air
INTERIOR Built-in Features, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
LOT 7841 sq ft
LOT DIMENSIONS 77x128x51x124
PARKING Concrete, Garage Door Opener, Attached, Garage
SEWER Public Sewer
SUBDIVISION River Ridge
TAXES 10474
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

0
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*Estimate only

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Listed with Keller Williams Inspire - Geneva
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