18 Settler Lane, Galena, IL 61036 (MLS # 12460989)

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Welcome to Settlement Cottage! Nestled between the scenic North and South Golf Courses in The Galena Territory, this charming 2-bedroom, 2-bath cottage blends rustic character with modern updates for the perfect retreat. The inviting living area features a wood-burning fireplace, custom built-in bookshelves, and plenty of natural light. Just steps away, the dining room opens to a newly updated kitchen with a spacious breakfast bar, ample storage, and all the warmth of a true cottage-style design. A full bath with a striking copper basin sink completes the main level. Upstairs, you'll find two spacious bedrooms with fresh paint and new carpet. The primary suite offers a large vanity with a hammered copper sink, abundant storage, and a full bath. The secondary bedroom also includes laundry for added convenience. Step outside to your secluded private deck-perfect for morning coffee, grilling, or simply enjoying the lush wooded views. Recent updates include new windows, sliding door, front door, screen door, exterior paint, and refreshed landscaping. With exterior maintenance handled by the HOA, you'll enjoy the perks of condo living with the privacy and serenity of your own cottage getaway. Annual HOA Fee: $1,360 | Monthly HOA Fee: $350 Embrace the ease of low-maintenance living in this enchanting Galena Territory cottage!

DAYS ON MARKET 29 LAST UPDATED 9/9/2025
YEAR BUILT 1982 COMMUNITY Galena
COUNTY Jo Daviess STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
School District Galena High School
Elementary School Galena Primary School
Jr. High School Galena Middle School
High School Galena High School


ADDITIONAL DETAILS
AIR Central Air
AIR CONDITIONING Yes
AMENITIES Insurance, Snow Removal
APPLIANCES Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
AREA Galena
BASEMENT Crawl Space
CONSTRUCTION Wood Siding
FIREPLACE Yes
HEAT Electric
HOA DUES 1360
LOT 0
LOT DIMENSIONS 0X0X0X0
PARKING Asphalt, Unassigned, Off Street, Guest, Circular Driveway, On Site
SEWER Public Sewer
STYLE Cottage
TAXES 4193
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

0
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*Estimate only

SATELLITE VIEW



 
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Listed with Century 21 Affiliated - Rockford
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