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Well-maintained two-story home offering over 4,200 square feet of finished living space, ideally situated on a waterfront lot, and located in the Harlem school district. The main floor welcomes you with a spacious entryway, formal dining room, and an inviting living room featuring vaulted ceilings and a gas fireplace. The kitchen is thoughtfully designed with maple cabinetry, granite countertops, stainless steel appliances, ceramic tile flooring, and under-cabinet lighting. Additional main-floor conveniences include laundry, a half bath, and a private office with vaulted ceilings. The primary suite is also located on the main level and features a vaulted ceiling, direct access to the deck, and an en-suite bath with a double sink vanity, tiled shower, jetted tub, and walk-in closet. Brazilian teak hardwood flooring flows throughout the living room, dining room, and office. Upstairs, you'll find three generously sized bedrooms and a full bathroom, with two bedrooms offering walk-in closets and the bathroom featuring a double sink vanity and private toilet area. The unfinished attic provides excellent potential for future expansion. The partially exposed lower level includes a rec room with built in Polk Audio speakers and professionally applied epoxy flooring, bonus room with luxury plank flooring, ample storage space, and rough-in for a future bathroom. Completing the home is a new roof in 2025, three-car attached garage with professionally applied epoxy flooring, a 20' x 22' Trex composite deck added in 2022, and a beautifully maintained yard with lawn irrigation and a fire pit. Enjoy peaceful water views and catch-and-release fishing from your backyard. Notable updates include a high-efficiency furnace and AC installed in 2018, a 22kW backup generator, and smart oven in 2021.
| DAYS ON MARKET | 18 | LAST UPDATED | 1/15/2026 |
|---|---|---|---|
| YEAR BUILT | 2004 | COMMUNITY | Loves Park |
| GARAGE SPACES | 3.0 | COUNTY | Winnebago |
| STATUS | Active | PROPERTY TYPE(S) | Single Family |
| School District | Harlem High School |
|---|---|
| Elementary School | Rock Cut Elementary School |
| Jr. High School | Harlem Middle School |
| High School | Harlem High School |
| ADDITIONAL DETAILS | |
| AIR | Ceiling Fan(s), Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Washer, Water Softener |
| AREA | Loves Park |
| BASEMENT | Finished, Full, Yes |
| CONSTRUCTION | Stone, Stucco, Vinyl Siding |
| FIREPLACE | Yes |
| GARAGE | Attached Garage, Yes |
| HEAT | Forced Air, Natural Gas |
| HOA DUES | 1234 |
| INTERIOR | Central Vacuum |
| LOT | 0.79 acre(s) |
| LOT DIMENSIONS | 165.31x302.89x218.6x156 |
| PARKING | Attached, Garage |
| SEWER | Public Sewer |
| TAXES | 12962 |
| VIEW | Yes |
| VIEW DESCRIPTION | Water |
| WATER | Public |
| WATERFRONT | Yes |
| WATERFRONT DESCRIPTION | Pond |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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Listed with Century 21 Affiliated - Rockford
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Copyright 2026 MRED. All rights reserved.
The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision.
Copyright 2026 MRED. All rights reserved.
This IDX solution is (c) Diverse Solutions 2026.