550 Cross Plains Road, Rockford, IL 61107 (MLS # 12561986)

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Brand-New Construction COMPLETED and move-in ready! Discover this stunning custom-built ranch-style home by MeccaBuilders in a prime NE Rockford subdivision. This sleek, open-concept 1,866 sq ft home offers impressive curb appeal with durable LP SmartSide siding on the front, a covered porch, a distinctive roofline, and an elegant front door with dual sidelights. Inside, the spacious floor plan features an eat-in kitchen with a center island with sink, quartz counter tops, stainless steel appliances, and a large pantry. The kitchen and dining area flow seamlessly into the vaulted living room with an 8-foot sliding glass door leading to a 12x16 deck. A convenient mudroom/laundry room just off the kitchen includes a utility sink, coat closet, and garage access-and the builder is even including a washer and dryer! The primary suite offers a spacious walk-in closet and private bath with a double quartz vanity and tiled shower. Two additional bedrooms and a full bathroom provide comfortable accommodations. Carpeted stairs lead to the expansive basement ready for future finishing, featuring an egress window, bathroom rough-in, power vent water heater, and 200-amp electrical service. High-end finishes include durable Pergo flooring in the main living areas, plush carpeting in the bedrooms, craftsman-style trim, Moen plumbing fixtures, and on-trend lighting. Enjoy the already seeded yard. This home is eligible for the Rockford NewConstruction Property Tax Rebate Program-qualifying homeowners may receive three years of property tax refunds, potentially saving thousands! Conveniently located near I-90, the new Hard Rock Hotel & Casino, Javon Bea Hospital, shopping, and more. Some photos are virtually staged.

DAYS ON MARKET 67 LAST UPDATED 2/24/2026
YEAR BUILT 2025 COMMUNITY Rockford
GARAGE SPACES 3.0 COUNTY Winnebago
STATUS Active PROPERTY TYPE(S) Single Family

PRICE HISTORY
Prior to Feb 24, '26 $409,900
Feb 24, '26 - Today $399,900


ADDITIONAL DETAILS
AIR Central Air
AIR CONDITIONING Yes
AREA Rockford
BASEMENT Full, Unfinished, Yes
CONSTRUCTION Vinyl Siding
GARAGE Attached Garage, Yes
HEAT Natural Gas
LOT 0.32 acre(s)
LOT DIMENSIONS 79.5x183.77x162.65x84.74
PARKING Attached, Garage
SEWER Public Sewer
TAXES 1297
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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