534 Terrace Lane, South Elgin, IL 60177 (MLS # 12623089)

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PRICE $699,900 dsIDX morgage calculator
BEDS 4
BATHS 3.5
HOME SIZE 4,211 sqft
LOT SIZE 10,890 sqft

FRESH ROOF, FAMED SCHOOLS AND A COMMUNITY POOL - OH MY! Your "Forever Home" search ends here. Perfectly nestled within the prestigious Thornwood pool community, this residence isn't just a house-it's a lifestyle upgrade. Combining the security of a major structural update with the prestige of a Blue Ribbon education, this is the opportunity you've been waiting for. THE GOLD STANDARD OF EDUCATION AND INFRASTRUCTURE | Step into a future of total peace of mind. We are proud to offer a BRAND NEW architectural shingle roof, to be installed and tailored to your specific timeline-giving you the ultimate "new home" confidence. Beyond the roofline, your family will thrive in the celebrated St. Charles School District 303. Ranked among the top 25 districts in Illinois, your students will attend the National Blue Ribbon-winning St. Charles North High School-an elite institution recognized for both academic excellence and top-tier athletics. In Thornwood, you aren't just buying a home; you are investing in your children's future. SOPHISTICATED DESIGN FOR MODERN LIVING | Inside, discover a floor plan that effortlessly balances grand entertainment with quiet productivity. DUAL EXECUTIVE OFFICES | Two dedicated main-level offices offer the rare flexibility needed for today's professional couple. A CHEF'S CONNECTION | The granite-clad kitchen serves as the home's pulse, flowing beautifully into sun-drenched family and dining spaces. REFINED FINISHES | Rich hardwood floors sweep across both the main and second levels, complemented by newer windows (2020) that bathe the home in natural light. THE SUITE LIFE | Retreat to four sprawling above-grade bedrooms, featuring two private en suites and abundant walk-in closet space. RESORT-STYLE AMENITIES AND NATURE AT YOUR DOOR | Life in Thornwood feels like a permanent vacation. Spend your weekends at the $3.8 million clubhouse, splashing in the community pool, or competing on the sports courts. For those who crave the outdoors, over 164 acres of preserved prairies, wooded wetlands, and scenic ponds wrap around the neighborhood. Step out your back door to access five miles of paved trails connecting you to the legendary Fox River Trail system. A COMMUNITY WITH A SOUL | This isn't just a subdivision; it's a village. Showcasing a vibrant social calendar-including the beloved Pumpkin Frolic, Cookies with Santa, and community Easter egg hunts-this neighborhood is designed to create lifelong memories for families and young children. ADDITIONAL PROPERTY HIGHLIGHTS | Finished Lower Level: Expansive recreation room plus a dedicated fitness room (or 5th bedroom). Outdoor Sanctuary: A refurbished bi-level expanded patio overlooks a mostly fenced yard with a sun-soaked dedicated garden. Modern Essentials: 2nd-floor laundry with new washer/dryer (2023), newer water heater (2020), and a massive 3-car garage with a concrete drive. Rarely does a home offering this much security, prestige, and community spirit hit the market. Schedule your private tour today and experience the pinnacle of St. Charles living.

DAYS ON MARKET 2 LAST UPDATED 4/25/2026
TRACT Thornwood YEAR BUILT 1999
COMMUNITY South Elgin GARAGE SPACES 3.0
COUNTY Kane STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
School District St Charles North High School
Elementary School Ferson Creek Elementary School
Jr. High School Wredling Middle School
High School St Charles North High School


ADDITIONAL DETAILS
AIR Ceiling Fan(s), Central Air
AIR CONDITIONING Yes
AMENITIES Insurance
APPLIANCES Dishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Oven, Humidifier, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
AREA South Elgin
BASEMENT Finished, Full, Storage Space, Sump Pump, Yes
CONSTRUCTION Brick, Vinyl Siding
EXTERIOR Fire Pit
FIREPLACE Yes
GARAGE Attached Garage, Yes
HEAT Forced Air, Natural Gas
HOA DUES 175
INTERIOR Bookcases, Built-in Features, Cathedral Ceiling(s), Entrance Foyer, Granite Counters, High Ceilings, Pantry, Walk-In Closet(s)
LOT 0.25 acre(s)
LOT DESCRIPTION Landscaped, Level
LOT DIMENSIONS 126 x 86
PARKING Concrete, Garage Door Opener, Attached, Garage
SEWER Public Sewer
STYLE Traditional
SUBDIVISION Thornwood
TAXES 13917.69
UTILITIES Cable Available
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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Listed with Engel & Voelkers Chicago
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