1020 Dean Street, St. Charles, IL 60174 (MLS # 12625321)

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PRICE $399,900 dsIDX morgage calculator
BEDS 3
BATHS 2
HOME SIZE 1,591 sqft
LOT SIZE 18,296 sqft

A true gem just steps from the heart of downtown St. Charles! Meticulously maintained and situated on a rare, expanded double lot, this home is completely move-in ready, blending classic 1925 architecture with modern updates. Peace of mind is guaranteed with major improvements including a NEW furnace (2025), NEW AC (2025), NEW roof (2022), and NEW windows (2026), plus a NEW front door (2026). Inside, you will enjoy beautiful hardwood floors, vaulted/cathedral ceilings, and a cozy brick fireplace anchoring the Living Room. The kitchen features granite countertops, stainless-steel appliances, a NEW dishwasher (2025), and a NEW microwave (2026). Large, bright windows fill the family room with natural light. Two convenient first floor bedrooms and full bathroom. The entire second floor is dedicated to the private Master Bedroom Suite, which is an impressive retreat complete with a walk-in closet, skylights, an office or sitting area, and its own private deck. The home also features a full basement that includes a dedicated workout room and a workbench area, alongside excellent storage and potential for future finishing. Set on an exceptional double lot (comprising two parcels: PIN 09-28-452-021 and PIN 09-28-452-020), the property offers beautiful, wooded views and a functional backyard complete with a firepit, garden planters, and a NEW custom-built space for chickens (2025). Located in the heart of St. Charles, you are close to the bike trail, shopping, restaurants, entertainment, and highly rated St. Charles Schools. Enjoy easy trail access to Belgium Town Park, which features a playground and pickleball courts. Come and take a look!

DAYS ON MARKET 1 LAST UPDATED 4/30/2026
YEAR BUILT 1925 COMMUNITY Campton Hills / St. Charles
COUNTY Kane STATUS Active
PROPERTY TYPE(S) Single Family


ADDITIONAL DETAILS
AIR Ceiling Fan(s), Central Air
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Microwave, Range, Refrigerator
AREA Campton Hills / St. Charles
BASEMENT Full, Partially Finished, Yes
CONSTRUCTION Aluminum Siding, Brick
EXTERIOR Fire Pit
FIREPLACE Yes
HEAT Forced Air, Natural Gas
INTERIOR Cathedral Ceiling(s)
LOT 0.42 acre(s)
LOT DIMENSIONS 50 X 148
PARKING Asphalt, Off Street, Driveway
SEWER Public Sewer
STYLE Bungalow
TAXES 8755.86
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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CONTACT US ABOUT 1020 DEAN STREET
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Listed with eXp Realty - St. Charles
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