0N045 UNDERWOOD Drive, Geneva, IL 60134 (MLS # 12679991)

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Turn-key perfection with over $200k in capital improvements over the last 5 years! This stunning residence located in Mill Creek features three fully finished levels, fresh interior/exterior paint, a high-efficiency furnace & A/C (2023), dual water heaters (2019/2021), and new gutters with guards. Designed for effortless entertaining, the formal living and dining rooms lead to a re-imagined contemporary kitchen (2024) boasting premium quartz countertops, a massive center island, and sleek new LG appliances. The kitchen opens directly to a voluminous two-story family room with a brick fireplace, as well as a large rear deck. A main-floor den serves as an ideal private office. Upstairs, four modern bathrooms (all updated 2025) service four bedrooms, including an expansive primary suite with an oversized walk-in closet, a dedicated guest suite with its own private bath, and a refreshed Jack-and-Jill bath. The fully finished lower level exponentially expands your living footprint with a massive recreation room, wet bar, 5th bedroom with a cedar closet, full bath, and substantial storage. Enjoy a private, fully fenced backyard with mature trees and a 3-car garage. Unbeatable Mill Creek amenities include golf, tennis, pickleball, miles of trails, and an elementary school-just minutes from Downtown Geneva, Metra, I-88, and the Randall Road corridor.

DAYS ON MARKET 80 LAST UPDATED 8/28/2026
TRACT Mill Creek YEAR BUILT 1999
COMMUNITY Geneva GARAGE SPACES 3.0
COUNTY Kane STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
School District Geneva Community High School
Elementary School Mill Creek Elementary School
Jr. High School Geneva Middle School
High School Geneva Community High School

PRICE HISTORY
Prior to Jul 23, '26 $899,900
Jul 23, '26 - Aug 28, '26 $875,000
Aug 28, '26 - Today $849,900


ADDITIONAL DETAILS
AIR Ceiling Fan(s), Central Air
AIR CONDITIONING Yes
APPLIANCES Cooktop, Dishwasher, Disposal, Dryer, Freezer, Gas Cooktop, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener
AREA Geneva
BASEMENT Finished, Full, Sump Pump, Yes
CONSTRUCTION Cedar
FIREPLACE Yes
GARAGE Attached Garage, Yes
HEAT Forced Air, Natural Gas
INTERIOR Built-in Features, Cathedral Ceiling(s), Walk-In Closet(s), Wet Bar
LOT 0.2713 acre(s)
LOT DESCRIPTION Level
LOT DIMENSIONS 90X130
PARKING Asphalt, Garage Door Opener, Attached, Garage
SEWER Public Sewer
STYLE Traditional
SUBDIVISION Mill Creek
TAXES 15614.02
WATER Shared Well
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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*Estimate only

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Listed with Charles Rutenberg Realty of IL
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