1978 N Fork Circle, Elgin, IL 60123 (MLS # 12697610)

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Located on a quiet cul-de-sac in the Valley Creek neighborhood, this well-maintained brick-front ranch offers a flexible floor plan, generous living space and a beautifully landscaped backyard. The main level features hardwood floors, a bright living room with a fireplace and built-in shelving, a separate dining room and a spacious kitchen with ample cabinetry, counter space and peninsula seating. Just off the kitchen, the large rear family room provides an ideal place to relax or entertain, with a warm wood accent wall and direct access to the deck. All three bedrooms are located on the main level, including a comfortable primary bedroom with a private half bath and a well-organized walk-in closet. Two additional bedrooms and a full hall bath complete the first floor. The finished basement adds an impressive amount of usable space, with room for a media area, game table, home gym, office and guest accommodations. A custom bar and full bath with a large tiled shower make the lower level especially well suited for entertaining or extended stays. There is also plenty of storage and a dedicated laundry area. Outside, the fully fenced yard offers mature trees, a spacious deck, fire-pit area, garden beds and plenty of room to enjoy the outdoors. An attached two-car garage and welcoming front porch complete the home. Trinity Terrace Park is just down the block and offers a playground, tennis courts, fitness path and open play field. The home is also convenient to Burnidge Forest Preserve, with nearly 600 acres and miles of hiking and biking trails, as well as the Fox River Trail, downtown Elgin, Metra service, Randall Road shopping and dining, and access to I-90. A move-in-ready home with far more space and flexibility than you would expect.

DAYS ON MARKET 13 LAST UPDATED 7/13/2026
TRACT Valley Creek YEAR BUILT 1981
COMMUNITY Elgin GARAGE SPACES 2.0
COUNTY Kane STATUS Conditional
PROPERTY TYPE(S) Single Family

SCHOOLS
School District Larkin High School
Elementary School Creekside Elementary School
Jr. High School Kimball Middle School
High School Larkin High School


ADDITIONAL DETAILS
AIR Ceiling Fan(s), Central Air
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Dryer, Range, Refrigerator, Washer
AREA Elgin
BASEMENT Finished, Full, Yes
CONSTRUCTION Brick, Vinyl Siding
GARAGE Attached Garage, Yes
HEAT Forced Air, Natural Gas
INTERIOR Wet Bar
LOT 9148 sq ft
LOT DESCRIPTION Cul-de-sac, Landscaped
LOT DIMENSIONS 9105
PARKING Concrete, Attached, Garage
SEWER Public Sewer
SUBDIVISION Valley Creek
TAXES 8025
UTILITIES Cable Available
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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*Estimate only

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Listed with Coldwell Banker Realty
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