288 N Charles Street, Cortland, IL 60112 (MLS # 12729725)

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Why wait for new construction when you can move right into one of the largest homes currently available in desirable Richland Trails? Offering approximately 2,740 square feet, this impressive 4-bedroom, 2.5-bath two-story delivers the space, finishes, and flexibility today's buyers are looking for-plus a $5,000 seller credit and immediate or quick-close availability. The open-concept main level features high-quality wide-plank engineered wood flooring, LED lighting, and a sought-after first-floor primary suite with private en-suite bath. The kitchen stands out with quartz countertops, 42-inch solid shaker-style soft-close cabinetry, stainless-steel appliances, and ceramic flooring in wet areas. Upstairs provides additional generously sized bedrooms, while the partially finished basement offers even more space for recreation, a home office, fitness area, or future expansion. The owned lifestyle benefits continue with solar panels producing upwards of 12,750 kWh, helping offset electricity usage. Outside the home, Richland Trails residents enjoy scenic walking paths and an onsite neighborhood park. Conveniently located just minutes from I-88, this property combines newer-home style with more square footage, established improvements, and the ability to move in without waiting for construction. Even better, the property may qualify for a zero-down USDA loan, giving eligible buyers another opportunity to make homeownership more attainable. With 2,740 square feet, a first-floor primary suite, solar energy production, a $5,000 seller credit, and quick possession available, this Richland Trails home deserves to be at the top of your showing list.

DAYS ON MARKET 41 LAST UPDATED 9/24/2026
TRACT Richland Trails YEAR BUILT 2023
COMMUNITY Cortland GARAGE SPACES 2.0
COUNTY DeKalb STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
School District De Kalb High School
Elementary School Cortland Elementary School
Jr. High School Huntley Middle School
High School De Kalb High School

PRICE HISTORY
Prior to Aug 29, '26 $407,400
Aug 29, '26 - Sep 24, '26 $399,999
Sep 24, '26 - Today $394,999


ADDITIONAL DETAILS
AIR Ceiling Fan(s), Central Air
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Disposal, Dryer, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener, Water Softener Owned
AREA Cortland
BASEMENT Full, Partially Finished, Storage Space, Sump Pump, Yes
CONSTRUCTION Vinyl Siding
GARAGE Attached Garage, Yes
HEAT Forced Air, Natural Gas
HOA DUES 75
INTERIOR Cathedral Ceiling(s), Entrance Foyer, Pantry, Walk-In Closet(s)
LOT 6098 sq ft
LOT DIMENSIONS 110X55
PARKING Asphalt, Garage Door Opener, Attached, Garage
SEWER Public Sewer
SUBDIVISION Richland Trails
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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Listed with CENTURY 21 New Heritage
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