401 Division Street, St. Charles, IL 60174 (MLS # 12749593)

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Beautifully maintained 3-bedroom, 2.5-bath home in an unbeatable St. Charles location - minutes to Downtown St. Charles, Geneva, Fox River, and bike trail. The open main level features gleaming hardwood floors, a spacious kitchen flowing into the dining area and living room with fireplace, plus first-floor den/office behind French doors. All rooms carry an abundance of natural light throughout. The primary suite boasts vaulted ceilings, large walk-in closet, and a luxury bath with whirlpool tub, separate shower, and double vanity. Two sizable additional bedrooms and a full hall bath complete the upper level. The fully finished basement adds nearly 950 sq ft of flexible living space with plenty of concealed areas for storage. Enjoy outdoor living on the deck off the kitchen, with walkway to the 2.5-car garage. This lovingly maintained home is move-in condition!

DAYS ON MARKET 2 LAST UPDATED 9/11/2026
YEAR BUILT 1952 COMMUNITY Campton Hills / St. Charles
GARAGE SPACES 2.5 COUNTY Kane
STATUS Active PROPERTY TYPE(S) Single Family


ADDITIONAL DETAILS
AIR Ceiling Fan(s), Central Air
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
AREA Campton Hills / St. Charles
BASEMENT Finished, Full, Sump Pump, Yes
CONSTRUCTION Vinyl Siding
FIREPLACE Yes
GARAGE Yes
HEAT Forced Air, Natural Gas
INTERIOR Open Floorplan
LOT 0
LOT DIMENSIONS 50 X 120
PARKING Concrete, Garage Door Opener, Detached, Garage
SEWER Public Sewer
TAXES 9562.88
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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