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BEAT THE BANK! Buy This Home at a potential 5.1%* interest rate. Don't let a 7.1% interest rate keep you from your dream home. The sellers of this beautifully renovated, move-in-ready private retreat are offering up to a $12,500 buyer credit to fund a 2-1 Interest Rate Buydown! What Does This Mean For Your Monthly Payment? Instead of paying today's high rates, you get a massive discount for your first two years in the home: Year 1 Potential Rate: 5.10%, Year 2 Potential Rate: 6.10%, & Years 3+ Potential Rate: 7.10%. Enjoy a Private Retreat Reimagined with a complete 2024 renovation. This home offers the perfect blend of luxury and flexibility. New furnaces and A/C systems (2024), stainless steel appliances (2024-2025), fresh interior/exterior paint, and a new water filtration system (2026). A highly sought-after primary suite with a spa-inspired bath, plus a first-floor laundry room and an additional flex space with new French doors. Enjoy Multi-Generational Potential with a fully finished English basement featuring two bedrooms, a second kitchen, a large family room, and private exterior access. Outdoor Living is Set on 1.06 acres on a quiet, low-traffic street, featuring a newly refreshed deck (2024), screened porch, and fire pit. The 3.5-car heated attached garage with a brand new epoxy floor (2025) & is a car enthusiast's dream! Stop shopping for interest rates and start living in luxury. Ask your lender about the 2-1 Buydown today! ***( The 2-1 Buydown is a buyer credit of up to $12,500 applied at closing to temporarily reduce the buyer's interest rate. Buyer must qualify for the standard mortgage rate with their lender. Estimates are based on a $649,000 purchase price with 20% down and a baseline 7.1% rate; actual rates and terms will vary based on the buyer's credit, qualifications, and lender.)***
| DAYS ON MARKET | 12 | LAST UPDATED | 9/25/2026 |
|---|---|---|---|
| YEAR BUILT | 2000 | COMMUNITY | Harmony / Marengo |
| GARAGE SPACES | 3.5 | COUNTY | McHenry |
| STATUS | Active | PROPERTY TYPE(S) | Single Family |
| School District | Marengo High School |
|---|---|
| High School | Marengo High School |
| PRICE HISTORY | |
| Prior to Sep 25, '26 | $640,000 |
|---|---|
| Sep 25, '26 - Today | $649,000 |
| ADDITIONAL DETAILS | |
| AIR | Ceiling Fan(s), Central Air, Zoned |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Dryer, Humidifier, Microwave, Oven, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener, Wine Refrigerator |
| AREA | Harmony / Marengo |
| BASEMENT | Daylight, Exterior Entry, Finished, Full, Sump Pump, Yes |
| CONSTRUCTION | Brick, Cedar |
| EXTERIOR | Fire Pit |
| FIREPLACE | Yes |
| GARAGE | Attached Garage, Yes |
| HEAT | Forced Air, Natural Gas |
| HOA DUES | 60 |
| INTERIOR | Built-in Features, Cathedral Ceiling(s), Central Vacuum, Dry Bar, In-Law Floorplan, Walk-In Closet(s) |
| LOT | 1.06 acre(s) |
| LOT DIMENSIONS | 1.06 |
| PARKING | Garage Door Opener, Heated Garage, Attached, Garage |
| SEWER | Septic Tank |
| TAXES | 11512 |
| WATER | Well |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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Copyright 2026 MRED. All rights reserved.
The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision.
Copyright 2026 MRED. All rights reserved.
This IDX solution is (c) Diverse Solutions 2026.